Our Bitcoin Donation Strategy

Transparency and Visibility

At the Ripple Foundation, transparency is at the core of our organization. We publicly and automatically display the total number of Ripple Members on our homepage. We have six monthly subscriptions called Thrive Packages, ranging from €5 to €40 per month. This allows donors to see clearly how much money is accumulated collectively each month.

At the end of each month, the total amount collected in fiat currency is converted into Bitcoin and transfered to our Ripple Foundation Available balance which is also publicy displayed on our homepage. This ensures full transparency, allowing everyone to see the current Bitcoin holdings of the foundation.

Utilization of Funds

Our Bitcoin holdings are then strategically allocated into two primary directions:

Ripple Foundation Available: Funding our Passion Projects—impactful initiatives in communities, including education, health, water, energy and environmental projects. See blockchain explorer.

Ripple Foundation Treasury: Building Bitcoin reserves to support long-term growth and sustainability. All surplus Bitcoin is transferred to the Ripple Treasury to strengthen our future longevity. See blockchain explorer.

Both the foundation’s available balance sheet and treasury balance are openly displayed for all to see, providing full oversight of how donor funds are managed and utilized. For a comprehensive record of where our money is flowing, check out The Sacred Flow system and the Passion Project page on the Ripple Dashboard, where you can track exactly on what the donations are used for.

Surplus Management
When the foundation’s Bitcoin holdings exceed immediate project needs, the surplus is transferred to the treasury account. This allows us to safeguard and grow our assets over time, leveraging Bitcoin’s potential for long-term appreciation.

Our Long-Term Approach

  1. Never Sell Bitcoin: We adopt a steadfast long-term holding strategy; our Bitcoin is never sold or traded for short-term gains. We believe in the power of accumulation and trust in Bitcoin’s future growth.

  2. Monthly Conversion: Donations received are converted into Bitcoin every month, ensuring transparent and regular accumulation of assets without speculative trading.

  3. Hodl Mindset: We trust in Bitcoin’s long-term value growth, believing that increased adoption worldwide will lead to stabilization and appreciation, enabling us to maximize impact for the communities we serve.

Overall Bitcoin Strategy

Handling Volatility as Vitality
Bitcoin’s volatility is often seen as a challenge, but we perceive it as vitality—an essential energy in its growth phase. As the network matures and more users, institutions, and countries adopt Bitcoin, its volatility will decrease, creating a more stable store of value.

Growing Institutional Demand
The increasing interest of institutional investors, exemplified by the rise of Bitcoin ETFs, signals a serious shift towards mainstream acceptance. This demand helps legitimize Bitcoin as a reliable long-term store of wealth. Political and regulatory developments worldwide continue to shape this momentum, making Bitcoin an increasingly attractive and trusted asset.

Our Strategic Commitment

  1. Long-Term Hold: We are committed to never selling our Bitcoin holdings. Our focus remains on long-term growth and preservation of value.

  2. Transparency & Trust: By converting donations monthly and maintaining our holdings, we build trust and ensure transparency without engaging in speculative trading. We publicly display our financial movements in real-time utilizing our The Sacred Flow system.

  3. Future Prosperity: We aim to gradually expand our Bitcoin reserves, confident that its appreciation will empower the foundation to support ongoing and future projects aimed at alleviating poverty and fostering sustainable development.

Security of our Bitcoin Holdings

At the Ripple Foundation, we understand that security and trust are paramount when managing digital assets. To ensure our Bitcoin holdings are protected against theft, loss, or confiscation, we utilize Multi-Signature (Multi-Sig) wallets.

What is Multi-Sig?
Multi-Signature wallets require multiple private keys—held by different trusted parties—to authorize any transaction. Instead of a single key controlling the funds, a predetermined number of signatures (e.g., 2-out-of-3, or 3-out-of-5) are needed to move or spend the Bitcoin. This setup greatly enhances security because:

  1. Unconfiscatable: No single individual or entity can unilaterally access or move the funds. The multi-party approval process makes it virtually impossible for an attacker to compromise the wallet.

  2. Protection Against Loss: If one private key is lost or compromised, the funds remain safe because additional signatures are required, and the other keys are stored securely elsewhere.

  3. Distributed Control: Keys can be stored in different secure locations—such as hardware wallets, secure vaults, or trusted custodians—reducing the risk of centralized points of failure.

Why We Use Multi-Sig Wallets
By implementing Multi-Sig wallets, we ensure that our Bitcoin is unconfiscatable and protected from hacking or theft. Only through collective approval can funds be transferred, aligning with our commitment to transparency and security. This approach safeguards our long-term reserves and project funding assets, giving our donors confidence that their contributions are managed responsibly and securely.

Conclusion
Our Ripple Foundation’s Bitcoin strategy is rooted in complete transparency, patience, and our unwavering faith in the long-term potential of Bitcoin. We leverage this revolutionary currency not only as a funding tool but also as a resilient store of value, honoring our mission to create a freer, more equitable future for everyone on this planet. We focus on proper security so our Bitcoin holdings remain safe and secure for years to come! We have all the official documents in order, so be sure to check them out here!

Ripple Foundation Monthly Income: Shows our monthly income in fiat currency and Bitcoin. Fiat currency donations are converted into Bitcoin every month.